FinalGC
05-20 02:13 PM
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
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mygreencard
04-26 09:37 AM
I only knew of this movement today after reading the Washington Post. I will start contributing for now. I will do it gradually. I will also try spread the news to all people I knew who are also victims of the Visa Retrogression.
mrdelhiite
07-16 10:46 AM
Done.
-M
-M
2011 gallbladder surgery man
brick2006
06-03 05:41 PM
how come the so few are calling?
everyone has a EAD>...so no one cares for GC anymore..is that the case??
everyone has a EAD>...so no one cares for GC anymore..is that the case??
more...
wa_Saiprasad
07-15 08:33 PM
Signed
hope4gc
01-22 11:41 AM
Smisachu,
One more question for now
Do i need to apparoach an immigration lawyer and a CPA for setting up a company?
I have PMed you with some questions you have asked
Thanks
One more question for now
Do i need to apparoach an immigration lawyer and a CPA for setting up a company?
I have PMed you with some questions you have asked
Thanks
more...
h1b_professional
07-12 03:59 PM
Donot expect the cases to be current anytime soon. Also, they are expecting to catch up with the backlog by Aug 1, 2007, Let us hope they do.
2010 The gall bladder is held up to
mgmanoj
11-01 02:03 PM
I have done appeal for my I-140 denied in AAO = Anybody has expereience how long does it take ? I have appealed in DEc'2006. Anybody has won the appeal ? Please share your experience.
Thanks
Manoj
Thanks
Manoj
more...
stuckinmuck
05-24 01:38 PM
Does this amendment strictly apply to new H1B filings or will it also impact people with H1B and an approved I-140 but need to extend it due to retrogression?
Regarding the exodus, maybe that is their purpose. Maybe, they have enough
hi-tech workers and they don't need more. I guess we need to watch and wait and accept this as a reality.
Regarding the exodus, maybe that is their purpose. Maybe, they have enough
hi-tech workers and they don't need more. I guess we need to watch and wait and accept this as a reality.
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ganguteli
04-28 11:01 AM
Question to IV core.
Can't we turn Mr Durbin to our side since IL has a large Indian community ?
Define which Indian community?
Gujratis who own motels and shops and will want more family immigration vs H1B
or
Indians who are now citizens. They will want less Indians to reduce competition for their jobs or for their children.
or
Desi consulting owners : less said the better
or
Desi H1b, students EAD etc...
They are a scared lot anyways and only worry about their immigration status and making dollars. Go tell them about IV if you can?
So tell which Indian community you are talking about?
Can't we turn Mr Durbin to our side since IL has a large Indian community ?
Define which Indian community?
Gujratis who own motels and shops and will want more family immigration vs H1B
or
Indians who are now citizens. They will want less Indians to reduce competition for their jobs or for their children.
or
Desi consulting owners : less said the better
or
Desi H1b, students EAD etc...
They are a scared lot anyways and only worry about their immigration status and making dollars. Go tell them about IV if you can?
So tell which Indian community you are talking about?
more...
gc_wow
03-10 05:58 PM
Does it includes dependents too,any body knows it,I am not sure but my guess is it includes dependents too,thay too have to file a 485 correct me if I am wrong.
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harsh
12-12 02:09 PM
Congratulation GCSOON-Ihope. Its nice to see a success story amongst all the sad stories about the long wait. Enjoy.
more...
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ilikekilo
04-03 07:55 PM
My bad , mine is from NSC...I just chose your post to quote..sorry for hte mix up..
whats up with USCIS issing RFE's and stuff for people with PD's so far away..Iam not sure what the RFE is but it makes me wonder what USCIS is doing with files with a PD of 04 that too eb3..:rolleyes:
whats up with USCIS issing RFE's and stuff for people with PD's so far away..Iam not sure what the RFE is but it makes me wonder what USCIS is doing with files with a PD of 04 that too eb3..:rolleyes:
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rockstart
05-24 08:49 PM
The point is what did we lose by calling. It took us a call which any way is free. Took 2-3 minutes of our time which other wise we were not planning to use in any other better activity. So even if the campaign fails ( I pray it does not) still we havent lost finacially or in any way. Atleast it brought so many people together to do something constructive. Made people understand how a bill works in senate.
To your other point that senetors do not care about non voters then then the only other way is lobbying and paying for campaign funds. Can we do that the answer is plain NO. Most people on H1B are working for blod sucking consultants who pa them far less than what they deserve. How much can they contribute financially if they have dependent wife an kid here and parents in home country. Add to this the job insecurity in current market and there is no guarranty that paying one time will bring any results. Least this way every one contributes.
To your other point that senetors do not care about non voters then then the only other way is lobbying and paying for campaign funds. Can we do that the answer is plain NO. Most people on H1B are working for blod sucking consultants who pa them far less than what they deserve. How much can they contribute financially if they have dependent wife an kid here and parents in home country. Add to this the job insecurity in current market and there is no guarranty that paying one time will bring any results. Least this way every one contributes.
more...
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InTheMoment
10-18 11:37 PM
4-6 months after your Notice Date. The date you give your FP has absolutely no relation to the initiation of namecheck by FBI.
The submission for namecheck is generally made to FBI 1-2 weeks after your Notice Date. (The date one's data is entered into the USCIS CLAIMS3 system)
NO..online status wont chnage.
U can either call the 1-800 # or make an infopass appointment 4-6 Months after your first FP. If u plan to call, make sure u call 3-4 times because you might get conflicting info
The submission for namecheck is generally made to FBI 1-2 weeks after your Notice Date. (The date one's data is entered into the USCIS CLAIMS3 system)
NO..online status wont chnage.
U can either call the 1-800 # or make an infopass appointment 4-6 Months after your first FP. If u plan to call, make sure u call 3-4 times because you might get conflicting info
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Mayday
03-30 08:18 PM
I can assure you its usually not $4200
it is $1575 in only USCIS fees minumum. Some companies will have to pay $2325 in fees.
minimum attorney fee for the whole application process I've seen is $900. Many of them want much more - $2000 is not rare.
so actually $4000 is a good and realistic estimate
it is $1575 in only USCIS fees minumum. Some companies will have to pay $2325 in fees.
minimum attorney fee for the whole application process I've seen is $900. Many of them want much more - $2000 is not rare.
so actually $4000 is a good and realistic estimate
more...
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pointlesswait
05-23 03:20 PM
looks like ur sunny side is up and its still raw!..;-) (2 posts)
my point is: citizens matter..not voteless aliens..
we cannot have the same game plan as numbersusa...
all i am saying is..maybe we need a newer and innovative approach to get our voices heard.. One speaking head ..not a herd!
Paskal, Nixtor and other moderators, please run a quick check on dbcd.
I suspect he is same as pointlesswait.
my point is: citizens matter..not voteless aliens..
we cannot have the same game plan as numbersusa...
all i am saying is..maybe we need a newer and innovative approach to get our voices heard.. One speaking head ..not a herd!
Paskal, Nixtor and other moderators, please run a quick check on dbcd.
I suspect he is same as pointlesswait.
girlfriend Gallbladder+surgery+
diqingshen
07-11 11:42 AM
HLG has confirmed that the CIS is not returning I-485 Applications back to those who filed I-485 during the first week of July. This is leading many to speculate that the CIS may reverse course and re-re-amend the July Visa Bulletin; whether the Visa Bulletin actually reopens remains to be seen. HLG normally refrains from commenting on rumors, but we have talked to several Washington insiders and believe that this is seriously being considered.
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Redeye
08-13 06:38 PM
Boy, you are two kinds of crazy
1) You ignored the point people have life and do things to be happy in life. You choose a job that makes you happy. Then apply for GC either EB3 or EB2.
You say you have chosen PHD, and you came out low on money. What were you smoking when you chose Phd and also thought you would make money?
2) I cannot change my classification and port it like it is my application. Because simply it is not. At the same time I do not want to leave my 6 figure job with benefits ( yeah you heard it right and damn right I worked hard for it like you did for your Phd)
And yeah India is a great country and would love to go back someday, but not today. Irony is I know for a fact that I will have better life in India than in US given my family background. But I will not let any struggle in my life go waste.
PS: I have a US Masters with a 4.0. I have got offers for Phd which I chose not to do because it does not interest me.
..."who were qualified for EB2 but applied in EB3. " ...Exactly my point. Technically I am qualified for EB1 but filed as EB2, hence i need to play by the rules governing EB2. Now if i begin lamenting that I am qualified for EB1 which is current and life is unfair since i am in EB2, how much sense would that make? My point is Don't crib if EB3 is retrogressed...use the system and become EB2, port your priority date, which is ofcourse dependent upon finding an EB2 job !!! All of this nonsense .."i pray someone does something for EB3" is going to get no one anywhere !! Fight for comprehensive immigration reform or HR 5882 recapture BUT for god's sake Do not blame the EB2 - India people who have played by the rules and are in a favorable position today relative to EB3 !!
The lawsuit against PD porting makes sense from an EB2 perspective and they are right to go ahead with it. Porting your PD from EB3 to EB2 makes sense from an EB3 perspective and every EB3 should try to do it before this door closes, if it does.
1) You ignored the point people have life and do things to be happy in life. You choose a job that makes you happy. Then apply for GC either EB3 or EB2.
You say you have chosen PHD, and you came out low on money. What were you smoking when you chose Phd and also thought you would make money?
2) I cannot change my classification and port it like it is my application. Because simply it is not. At the same time I do not want to leave my 6 figure job with benefits ( yeah you heard it right and damn right I worked hard for it like you did for your Phd)
And yeah India is a great country and would love to go back someday, but not today. Irony is I know for a fact that I will have better life in India than in US given my family background. But I will not let any struggle in my life go waste.
PS: I have a US Masters with a 4.0. I have got offers for Phd which I chose not to do because it does not interest me.
..."who were qualified for EB2 but applied in EB3. " ...Exactly my point. Technically I am qualified for EB1 but filed as EB2, hence i need to play by the rules governing EB2. Now if i begin lamenting that I am qualified for EB1 which is current and life is unfair since i am in EB2, how much sense would that make? My point is Don't crib if EB3 is retrogressed...use the system and become EB2, port your priority date, which is ofcourse dependent upon finding an EB2 job !!! All of this nonsense .."i pray someone does something for EB3" is going to get no one anywhere !! Fight for comprehensive immigration reform or HR 5882 recapture BUT for god's sake Do not blame the EB2 - India people who have played by the rules and are in a favorable position today relative to EB3 !!
The lawsuit against PD porting makes sense from an EB2 perspective and they are right to go ahead with it. Porting your PD from EB3 to EB2 makes sense from an EB3 perspective and every EB3 should try to do it before this door closes, if it does.
chaanakya
08-14 02:00 AM
@SC3....Thank you for actually saying something that is productive to a discussion (Hingish...you are an idiot and it is quite obvious from what you had to say, which was absolutely pointless) I am NOT claiming to be lucky or more qualified. Like you said, some people suffered through BEC and LC's that took ages. Then along came PERM and suddenly people saw approvals in a matter of months. My PERM got approved in less than 30 days whereas my 3 year senior colleague had to wait for a total of 4 years to get his LC (his qualifications, designation all higher than mine).....so what is the point of this story...new rules lead to new games.
All this lamenting on this website is sad because it gives many people false hopes. All I am saying is that QUIT CRYING and JUMP into ACTION !!! No, not the action where you write letters and make phone calls and hope for the "magic email".....I am talking action in terms of get a new skill set, go to evening law school, think about shoving it up the system if need it (ie port your PD !! but please do not wait HOPING for IV or anyone else to do anything !!)
Do a comparative analysis of immigration and opportunities in europe. Find out about compensation, health benefits, retirement, education benefits in other countries.
DO NOT LET THIS GREEN CARD FEVER YANK YOUR LIFE AROUND.
All this lamenting on this website is sad because it gives many people false hopes. All I am saying is that QUIT CRYING and JUMP into ACTION !!! No, not the action where you write letters and make phone calls and hope for the "magic email".....I am talking action in terms of get a new skill set, go to evening law school, think about shoving it up the system if need it (ie port your PD !! but please do not wait HOPING for IV or anyone else to do anything !!)
Do a comparative analysis of immigration and opportunities in europe. Find out about compensation, health benefits, retirement, education benefits in other countries.
DO NOT LET THIS GREEN CARD FEVER YANK YOUR LIFE AROUND.
krupa
04-04 08:58 AM
I got RFE on 485. My attorney filed reply for the same and it reached the USCIS office on 5th March 2009.
I observed LUD's for my I 485 on 5th and 6th March and after that from 13th to 17th March 2009 all five days continuously LUD's.
I do not have any application like I-129, EAD or AP pending for approval and my PD is not current.
Any clue guys?
I observed LUD's for my I 485 on 5th and 6th March and after that from 13th to 17th March 2009 all five days continuously LUD's.
I do not have any application like I-129, EAD or AP pending for approval and my PD is not current.
Any clue guys?
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